Got our marriage license this morning. Yay!
Boo: This mounting credit card balance is making me see stars. S, the more fiscally responsible of the two of us, advised me not to be concerned and to make the minimum payments because this (wedding-designated) card we opened is interest-free for six months, we are managing our money well and will easily pay off the balance after the wedding has come and gone. Even so, the number (which, to be realistic, is not what one would call staggering, but cannot be paid off in a single pay period) is growing with every purchase, and I am not super comfy with minimum payments. So I pay as much as I can whenever I can (advice about this? I pay on time but also sporadically pay whatever amount I can, whenever I can - is this one of those credit no-no's? It doesn't seem like it would be a problem, but then again, I was not aware that paying off a credit card and then closing it could hurt one's credit score either).
Everything costs so much. A cake that won't even feed everyone in attendance costs over $500. Who knows how much the supplementary sheet cake will cost? Expenses still to come: limo, photo, DJ, video, hair/makeup, and the mother of them all, the reception.
Headache. Backyard barbecue wedding and reception is sounding so beautifully manageable and desirable right now ... Ribs and punch for everyone. And the dog really could be our ring bearer. I'd wear jeans (but I'd still get my hair and makeup done.) Scott would wear surf shorts. We'd string twinkle lights around the backyard (that we do not have, or the one on which we would be severely fined by the Association for congregating).
... Okay, stop.
Where can I get a massage that won't cost an arm and a leg (because I made a serious vow - practicing, y'know - only living expenses and wedding expenses from here till The Day.) If I get the Lit Itch, I need to go to the library. If I need new clothes, um, I don't. If we get hungry, we need to go to Mom's. Hehe. Sigh.
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"Love is a temporary madness. It erupts like an earthquake and then subsides. And when it subsides you have to make a decision. You have to work out whether your roots have become so entwined together that it is inconceivable that you should ever part. Because this is what love is." - Captain Corelli's Mandolin
4 comments:
There are some places that offer massages for decent prices, but that's usually b/c the people massaging you are students, but if you're down for that, I know there's this really good place across the Hawaii Convention Center...but I can't remember the name of it.
My understanding with credit cards is that your score is based on
-How long you've had credit (i.e., credit cards)
-What the balance is at (a low running balance is good, probably 1/3 of the card's available credit or lower)
-Paying more than the min payment is always good
-The more credit cards you apply for, not good
-The more cards you've closed, not good
The main thing to remember is not to open four new cards then close them shortly after. Scores are calculated on so many things. Things that have eventually change like your balance can affect your score. (i.e., it being too high or too low.)
Have two or three, the best thing is to have one Visa, one Mastercard and one AmEx.
Bottom line, as long as you pay off the balance on the wedding card BEFORE the six month no interest is up, you're good as gold. If you haven't closed any credit card accounts, then close it. If not you may want to look at your score first and see how closing it may affect your score.
annualcreditreport.com gives you a free report (no score) from each credit bureau once a year, just sign up. I do it every year.
My friend goes here:
http://www.themassagespecialists.com/
She goes all the time and tells me they're pretty reasonable.
saw this thing on fox news today. a couple got hitched at a taco bell. cost them like $200. and my friends did get married in a supermarket.
hehe. order # 2035. one wedding, hold the sour cream and a hard shell taco. easy-peasy.
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